For most, our home is our biggest investment, the place we raise our families and create a lifetime of memories. KIW INSURANCE will help you makes sure that your most important asset is protected. Our insurance advisors have the knowledge and expertise to customize your policies to fit your needs. We work with you to make sure you are selecting the right coverages and help you to understand how they apply to you. Our goal is always … making insurance work for you!
Homeowner Insurance Coverages
Typically, when you purchase homeowner insurance, it will include these types of essential coverages:
- Dwelling Coverage- this is insurance protection on the actual structure. Depending on the level of coverage you select, it covers partial or full cost to repair/rebuild your house damaged by various covered disasters often called, perils. It also can include other detached structures on your property like garages and storage sheds
- Personal Property- this insurance protection pays for your losses up to the limits of your policy when your personal belongings are stolen or destroyed by various covered disasters/perils.
- Liability- this insurance protection covers you against lawsuits or claims from others for bodily injury or damage to property caused by your negligence, it can also extend to your covered family member(s) or household pet(s).
To review your homeowner policy needs with one of our experienced agents who understands your needs and who can discuss the many options and discounts available. Contact KIW INSURANCE to learn more about our homeowner products, or to obtain a quote.